Re: Orchard Bank--cred it line increase?? ?
03-09-2012 11:35 AM
I opened the card in 2007 at 300, got a CLI in 2009 to 400, and asked recently if I could get a CLI, and they said no.
I'll be closing the card before the AF kicks in.
Goal: 800+ and Gardening
Wallet: NavyFed 15k AMEX BCE 2k Discover 3k BOA 5k
CapitalOne 2250 HSBC RZM 950 Best Buy SC 2900
GEMB/Paypal 3700 Merrick Bank 1k Zales 2k Barclays 1300 GEMB/AJMadison 3600 Walmart 800 VS 500 NY&CO 400
Re: Orchard Bank--cred it line increase?? ?
03-28-2012 01:29 PM
I have had my Orchard bank for 3 years , always paid on time and never went over the limit fee, I have NEVER recieved a CLI, I am about to cancel this card , just paid it off .
I have recieved Capital One cards two of them, J C Penny and Sears Mastercard and Wallmart......none of these have any fees and the limits are higher...................I will be cancelling it , the yearly fee is 79.00 bucks !!!!!
Re: Orchard Bank--cred it line increase?? ?
03-28-2012 01:31 PM
I have had my Orchard bank for 3 years , always paid on time and never went over the limit fee, I have NEVER recieved a CLI, I am about to cancel this card , just paid it off .
I have recieved Capital One cards two of them, J C Penny and Sears Mastercard and Wallmart......none of these have any fees and the limits are higher...................I will be cancelling it , the yearly fee is 79.00 bucks !!!!!
Re: Orchard Bank--cred it line increase?? ?
03-28-2012 01:32 PM
I have an Orchard card, I called the backdoor number a few weeks back, and they granted me a CLI...it was less than 5 minutes...granted, it was only 150.00 increase, but its better than nothing! call the back door numbers (try searching "backdoor numbers" in the forum). Never hurts to ask ![]()
Starting Score: 529 as of 3/2011Current Score: 635(11/30/12, Walmart TU) 624 EQ
Goal Score: 700 in 2013
Re: Orchard Bank--cred it line increase?? ?
03-28-2012 01:38 PM
Got a $20, yep $20 WHOLE DOLLAR increase... Forgot to cancel before the AF in Feb, so I will keep it for the history until next January when I will CLOSE this stupid card... Warning do not be late, they are TERRIBLE with GW...
01/2012-EQ 512
April Score: EQ 679 4/12TU- 677 EX- 699 (FAKO)
Current Score: 05/2012-EQ 691 4/12TU- 706 EX- 720(FAKO)
Goal Score: 700 by 05/2012- MADE IT!!!!
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Re: Orchard Bank--cred it line increase?? ?
03-28-2012 01:39 PM
I read here that if you call every 6 mths, you have a decent chance at a CLI as long as you are in good standing with them
Current Score 3-2012: EX 635 TU 603 myFICO 3-2012 EQ 670 MyFICO
Goal Score: 720
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In the Garden, trying to avoid the Christmas temptation. Last app 9/2012
Re: Orchard Bank--cred it line increase?? ?
10-04-2012 10:14 AM
Orchard sold out to Cap1. Unfortunately they're not known for CLIs either.
Starting Score: 504Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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