Re: (First Time Poster) I Have 3 Paid in Full Collection Accounts. Please Give Guidance on First S
04-24-2012 07:05 PM
Welcome! These forums are EXTREMELY helpful! I was in a very similar boat less than a week ago (I had paid three CA in full without trying to negotiate pay for deletes (PFD) - if only I had found these boards before I PIF, sigh). I highly recommend the GW letters. I also strongly recommend calling and requesting a GW adjustment by phone (it's worked twice for me so far just today). And don't give up! Good luck with everything!
Starting Score: EQ=567, TU=564 4/17/12
Current Score: 4/29/12 EQ 629 TU 618 (both FICO
Goal Score: 750
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