Contributor
retroAction
Posts: 91
Registered: ‎04-24-2012
Re: Confusing Collections Issue - NTL?
[ Edited ]

I have pulled all three from the CRA sites and I am able to see the OC on both of the CA posts so I know it is the same debt. I verified with the OC that we only owed them on a single invoice so I know that there is not another outstanding debt.

 

Since I know that the original debt was valid is there any reason to send a DV to the CA? When they check if the debt is valid do they also check if they are authorized to collect? The OC said it looked like the CA that they took the account away from just continued collection efforts 2 years later and pocketed the cash when my DW paid them.


Current Score: EQ Fico 651 (5/22/2012)
Goal Score: 720


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