Posts: 86
Registered: ‎04-28-2012
Re: What to do if no one is offering PFD or GW ?

wmcodywilson wrote:

Im with scott on this one. I started in February with PFD and GW'ing. It takes a lot of hard word and a lot of time. Ive had some success but there are still 5 baddies left on my report that I still need to take care of.


What I do is send emails and letters, both of which are already written out and crituqued, and then play the waiting game. If I get a denial, I usually do it again the same exact day. I do try and research different contacts though.


But good luck to you and keep your head held high. You already made an excellent step towards fixing your credit!

Do you use the same letters when sending it to the same company ? or do you make adjustments to it ?

Starting Score: FAKO EQ 497 EX 516 TU 517 (4.28.12)
Current Score: FICO EQ 587 (9.29.13) TU (GECRB) 596 (2.19.13) EX (USAA) 482 (3.12.13)
Goal Score: 700 all across the board!