Posts: 26
Registered: ‎12-20-2011
Re: Big Unpaid Repo ?

The report shows that the original creditor charged-off the balance and  the collection company shows an open account and collecting. So if they didn't sell the debt then, just assigned it, then both can report the balance? It's odd because the originla creditor still shows a balance of 9k and collection company 21k. So if i want to try to settle with them, who do i call? Is it even worth trying to settle or they'll just turn around and sue me? i was wondering of offering them 25% since i cannot pay more, is it worth a try?

Thank you!