Established Contributor
Posts: 754
Registered: ‎04-26-2012
Authorized user. Wll it help?
I do not have very much credit history, only a car loan approximately 4 years old, al on-time payments. I had read here about authorized users. My friend put on in his Amex, my score jumped 30 points over night. I still need a higher score so he is willing to put me on his jcpenney card which is his oldest account. My concern is it is a department store card, will it even make a difference? If he removes me will my score go back down? How does this whole "authorized user" thing work?
CS 728- 01/13 from 554-12/11
Goal: 800