Re: Authorized user. Wll it help?
06-01-2012 02:05 AM
When I bought my first house about six years ago, I had been an AU on one of my parents dept store cards for a short period prior to the mtge app, and my score did jump about 40 pts. After the mtge cloased, they took me off, but the score really didnt go down much( maybe 10 point drop total). Note by that point the mortgage was showing, so for what its worth.
Credit Rebuilding Mode - Cap 1 Plat(500CL) SHOW MC(300CL)
Clean Up Mode - Goal - No New Apps till 6/2013