Established Member
Posts: 37
Registered: ‎06-05-2012
Late Payments on Auto Loan, Should I ask for them to remove it from credit report?

Hello Everyone! Back in 2010, I lost my job and as a result, I was late on my auto loan with capital one auto fiance for 3 months straight. It shows on my credit report of course. I was considering doing a "good will" letter. I have been on time with my payments since December of 2010. On top of losing my job in 2010, my grandmother passed as well, August of that year. It was a hard year for me. My auto loan apr is like 25% so I am paying 26k for a 13k car. My car will be paid off next year, I was young when I got it and did not have any guidance. Please advise! Thanks Smiley Happy

Starting Score: 635
Current Score: 644
Goal Score: 700

Take the FICO Fitness Challenge