Established Contributor
2NE1
Posts: 913
Registered: ‎12-06-2011
Re: Late Payments on Auto Loan, Should I ask for them to remove it from credit report?

‎06-06-2012 06:53 AM

Welcome to the forums! :smileyhappy:

This plan sounds great! especially if it's the only derog item you have on your report! I sure know how it feels having a high APR% on a car loan, mine too was with CapOne and at 26.99%! if it wasn't for this forum I'd still be stuck with it! you should definitely think about refinancing it! I'd suggest with a local credit union! that's what I did and lowered it to 9.24%! :smileywink:

Good luck and check your inbox! :smileyvery-happy:
Starting Score: 486 EQ, 529 TU, 518 EX 12/6/2011 (FICOS - lender pull)
Current Score: 595 EQ SW 1/10/13 628 TU08 1/10/2013 593 EX (BoA HP) 1/5/12
Goal Score: > 620 for starters! :smileyvery-happy:
Take the FICO Fitness Challenge! | Silver Spade Garden Club Member - GC Challenge: App free since 7/2012
*rebuilding mode* wallet: Cap1 Platinum (750CL); Orchard Platinum (400CL); Macy*s (2KCL); NFCU cashRewards (6KCL); Walmart (400CL); Amazon (800CL)
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