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Posts: 1,002
Registered: ‎12-06-2011
Re: Late Payments on Auto Loan, Should I ask for them to remove it from credit report?
Welcome to the forums! Smiley Happy

This plan sounds great! especially if it's the only derog item you have on your report! I sure know how it feels having a high APR% on a car loan, mine too was with CapOne and at 26.99%! if it wasn't for this forum I'd still be stuck with it! you should definitely think about refinancing it! I'd suggest with a local credit union! that's what I did and lowered it to 9.24%! Smiley Wink

Good luck and check your inbox! Smiley Very Happy

Starting Score: 486 EQ, 529 TU, 518 EX 12/6/2011 (FICOS - lender pull)
Current Score: 595 EQ SW 1/10/13 628 TU08 1/10/2013 593 EX (BoA HP) 1/5/12
Goal Score: > 620
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