A 90 day late seems to be a heavy derog and since it happened last year I'm guessing you'll get a bit of a boost, was this your only baddie? BTW congrats!!!
Starting Score: 486 EQ, 529 TU, 518 EX 12/6/2011 (FICOS - lender pull)
Current Score: 595 EQ SW 1/10/13
628 TU08 1/10/2013
593 EX (BoA HP) 1/5/12
Goal Score: > 620 for starters!
Take the FICO Fitness Challenge! | Silver Spade Garden Club Member - GC Challenge: App free since 7/2012*rebuilding mode* wallet: Cap1 Platinum (750CL); Orchard Platinum (400CL); Macy*s (2KCL); NFCU cashRewards (6KCL); Walmart (400CL); Amazon (800CL)
