AFNI will delete it. they sometimes respond and say they will not but usually they delete. I have had 2 collections with AFNI get delete. One of them was before I found myfico and the most recent was a few months back when I sent an email asking for deletion after payment and never received a response but within a few wks they deleted the collection after I settled the account for $50.
Starting scores Jan 2011: EQ: 510(fico) TU:521(fico) EX?
March 2013 scores EQ:661(myfico)/TU08(walmart):649/TU98(myfico):661/ EX:636(Amex pull)
Goal: 700's and prime cards...trying to garden
in my wallet: Ashley$3000/American Sig $2500/Chase Freedom$1700/Kanes$3500/Cap1 cash rewards$1500/SSFCU$1500/Walmart $1350/JCP$1341/CareCredit$1000/TJX $1350/Paypal$500/ Cap1 Plat$750/Victoria$550
