Re: FINALLY - got first CC in mail and I splurged!!
06-16-2012 05:28 PM
Indiv cards, used properly, can give a double-beneifit.
FICO scores both overall util and indiv util, so one card can help in the individ acct scoring sub-category.
Also, by getting the balance to $0 at reporting time, it improves your % cards reporting a balance.