I have sent in letters simultaneously to the creditor and the credit bureau disputing several inquires on my credit report that I did not authorize. I have received letters back from either the creditor or the credit bureau basically pointing the finger at each other. Any advise in getting these removed would be helpful.
How many inquiries did you dispute and how old are they ? People have reported getting fraud alerts added for disputing inquiries, and the points involved are usually minimal.
pizzadude wrote: How many inquiries did you dispute and how old are they ? People have reported getting fraud alerts added for disputing inquiries, and the points involved are usually minimal.
^^^^
I got a handful of fraud alerts.
Plus if you didn't authorize them, its ID theft, and its pretty easy to take care of. Just file a police report.
-scott
Starting FICO Score: 10/10: TU 498 | EQ: 502Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686 Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession Still Working On: Illinois Paid Tax Lien, Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX
