Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
Re: Which option should I choose to gain the most points??
In would pay off the following and not use them while you work on others: both cap1's, hsbc, and military star. I would then focus on tith. (option 1). From what I've read it's better to have cards with zero balance than have all of them with high util. Also, this would decrease the total number of min payments you have to make and you can roll those min payments into paying last one off (debt snowball method)

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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