New Contributor
Posts: 94
Registered: ‎06-29-2012
Re: LVNV Funding

I had an account that went to LVNV Funding. I disputed it twice and didn't get anywhere. I called them and they were not very helpful. Only took $100 off the total amount and said they wouldn't go any lower. I said I couldn't do it, they then transferred me to Capital Management. They were a lot nicer to deal with, they reduced my total amount by 60%. I paid it and it was completely removed off of my credit after 30 days.

Starting Scores: EQ – 492, TU – 508, EX – 507 (Lender pull March ’12)
Current Scores: EQ – 591 (FICO), TU – 623 (FICO), EX –623 (CS), CK - 621
Goal: 700+ AND no baddies!

Current Cards: NFCU $4000 CL, Cap One $300 CL (secured), Cap One $300 CL. & an NFCU car loan for $18,500