Posts: 7
Registered: ‎06-29-2012
Re: LVNV Funding

Thanks for all the helpful advice. I checked my CR and the DOFD was 1/13/2005. I knew it was around that time because like I stated, the OC dropped off my CR exactly 7 years later. So the 7 years and 180 days is coming up on the LVNV baddie.


My questions is, are they allowed to change it to an installment loan and keep zapping me with 30 day lates? I disputed it the first time it happened but it just got validated again. I am going to try the BBB route, it seems to be the most effective in dealing with this CA. This is the only negative on my report and I am anxious to get this taken care of.