Member
relentless602
Posts: 23
Registered: ‎07-13-2012
Wait it out or what?

Hi everyone,

 

First post here on myFICO. So here is my situation. I had a collection from Rickenbacher Collections that I paid in 2007 ($65.00) for a bill back in 3/09/06. The item only shows on my TU report and not the other two. Obviously this is adversly affecting my score on TU but I was wondering what to do (if anything) about it? Looking at my report from TU, it is estimated that it will be removed as of 12/2012. Anything I can do in the mean time? 

 

Also, 

 

If I can't do anything but wait, can I accurately rely on TU to drop this from my report in December? 

 

Is a GW letter or e-mail in order for this? Any suggestions from people who have been through something similar would be ever so helpful! 

http://creditcardforum.com/images/cards/american-express-green-card.jpg