Wait it out or what?
07-13-2012 10:08 PM
First post here on myFICO. So here is my situation. I had a collection from Rickenbacher Collections that I paid in 2007 ($65.00) for a bill back in 3/09/06. The item only shows on my TU report and not the other two. Obviously this is adversly affecting my score on TU but I was wondering what to do (if anything) about it? Looking at my report from TU, it is estimated that it will be removed as of 12/2012. Anything I can do in the mean time?
If I can't do anything but wait, can I accurately rely on TU to drop this from my report in December?
Is a GW letter or e-mail in order for this? Any suggestions from people who have been through something similar would be ever so helpful!
FICO: Amex [EX]: 750 8/22/15 | Discover [TU]: 734 8/29/15 | Citi [EQ]: 736 8/25/15