Wait it out or what?
07-13-2012 10:08 PM
First post here on myFICO. So here is my situation. I had a collection from Rickenbacher Collections that I paid in 2007 ($65.00) for a bill back in 3/09/06. The item only shows on my TU report and not the other two. Obviously this is adversly affecting my score on TU but I was wondering what to do (if anything) about it? Looking at my report from TU, it is estimated that it will be removed as of 12/2012. Anything I can do in the mean time?
If I can't do anything but wait, can I accurately rely on TU to drop this from my report in December?
Is a GW letter or e-mail in order for this? Any suggestions from people who have been through something similar would be ever so helpful!
Starting score: TransUnion 660 Equifax 724 Experian 721*[PLUS Score] (All scores dated 7/13/12) 724
Current score: TransUnion 660 Equifax 724 Experian 721*[PLUS Score] (All scores dated 7/13/12) 724
Goal score: TransUnion 740 Equifax 770 Experian 770 (6-8 month goal) 770
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