Regular Contributor
Posts: 125
Registered: ‎07-13-2012
Wait it out or what?

Hi everyone,


First post here on myFICO. So here is my situation. I had a collection from Rickenbacher Collections that I paid in 2007 ($65.00) for a bill back in 3/09/06. The item only shows on my TU report and not the other two. Obviously this is adversly affecting my score on TU but I was wondering what to do (if anything) about it? Looking at my report from TU, it is estimated that it will be removed as of 12/2012. Anything I can do in the mean time? 




If I can't do anything but wait, can I accurately rely on TU to drop this from my report in December? 


Is a GW letter or e-mail in order for this? Any suggestions from people who have been through something similar would be ever so helpful! 

Amex PRG NPSL | Citi Simplicity $8.9k | Discover It $8k | Amex EveryDay $7.5k | CarCare One $5k | EFS Platinum Visa $4.5k | Citi AAdvantage Gold MC $3.7k |Chase Freedom 3k | Citi Diamond Preferred $2.8k | Amex BCE $2k | Chase Slate 1.5k

FICO: Amex [EX]: 750 8/22/15 | Discover [TU]: 734 8/29/15 | Citi [EQ]: 736 8/25/15