Re: Looking for advice.
07-28-2012 07:48 AM
Depending on your comfort level with rejection you might want to try applying for 1 more card now.
I would suggest applying for a Walmart card. You will get a free TU score every month.
Your score at 667 should more than qualify you for their card. The only question they might have would be your length of credit history. If you get approved that would be a GREAT boost to your scores within a couple of months. If you get rejected just reapply after your card is 6 to 7 months old.
You really need a minimum of 3 cards to maximize your scores. I personally would wait on applying for the third card until your Cap1 card is 6 months old. But I would try for the Walmart now.
Please stop back and let us know how it works out with Walmart.
Starting Score: EQ 658 6/18/12
Current Score: EQ 683 8/24/14 - EX 687 7/21/14 - TU 682 7/21/14
Goal Score: EQ 720+
Take the FICO Fitness Challenge