Regular Contributor
Posts: 240
Registered: ‎11-29-2008
Re: Capital One Increase

JohnPTEX wrote:

trix_r_4_kids wrote:

How long have you had the card?

Congrats!!  I'm interested to know how long you've had it as well!!  I think mine is about 6 months old now with a $500 limit.


I have had my card for one year. Right at the one year mark they sent me a letter saying "Thank you for using your account and paying on time.  Because of your responsible behavior, we'd like to review your account to see if it's eligible for a credit line increase. "  I just had to call and answer some questions regarding my income and they said it would not require a credit inquiry.

Starting Scores TU 7/30/09 FICO 493 EQ 9/5/10 FICO 477 EX 11/14/2011 (lender pull) 575
Current Scores TU 5/31/2014 FICO 671 EQ 7/5/14 FICO 667 EX 5/31/2014 658 FICO
Goal Scores 700 across the board