Regular Contributor
Posts: 200
Registered: ‎03-15-2012
Re: 1099-C issues and charge off,Please help!!

Call back and try to get a different rep. They can't have it both ways.


They can note how much the charge-off was for, but not as the current balance. Maybe as a "high balance" or in the comments section.


Keep at them until you get a definitive answer.

2009-10 - C/Os
2011 - Debts paid, no open credit
2012 - Rebuilding started, secured cards opened, SL rehabbed - EQ myFICO 636
2014 - 10k Discover, 3.5k Freedom, AmEx Green, SL, Auto Loan - EQ myFICO 695