Re: Capital One Increase[ Edited ]
08-12-2012 01:48 AM - last edited on 08-12-2012 12:09 PM by MarineVietVet
Thanks for the reply:
If I am understanding correctly KEEP the $200 CL secured CC with Cap1 and continue to put $100 a month towards my CL on my other Cap1 card ($600 CL currently)
I also have a CD (Credit Builder) that has a payment of $88, so put an additional $88 a month in savings for a Rainy day! $50 in a regular savings account also.
Never max out these cards, only use 19% of the CL a month and pay off in full every month..(before the cycle date) only use 3 Inquirys a year..
I must admit I max these cards out every month but I pay before the cycle date, does that caught up with you?
I think that wraps up most what I THINK I gathered, I hope..let me know