Frequent Contributor
Posts: 297
Registered: ‎08-08-2012
UPDATE!!!

So just got word Cap1 (opened in 2004) will be deleting the negative tradeline (PAID in FULL CO). However, my Orchard bank acct (PAID in FULL CO, opened 2005) is removing the lates but keeping the comment or "Paid in-full CO. Since the merger should I call HSBC and let them know what Cap1 is doing or wait till the negative TL is deleted?

Starting Score: FAKO: TU 602 EQ 550 EX 565 - 08|2012
Current Score: MyFICO: TU 633 EQ 637 EX 669 (AMEX PULL)09|2012
Goal Score: 700 across the board In my wallet: NFCU cashRewards 12000CL, NFCU LOC 10K CL, BofA cashRewards 5000CL, BofA PP 3000CL, JAREDS (AU) 1500CL, SEARS (AU) 7000CL
Under my mattress: Orchard Bank 320CL and Saks Fifth Avenue 100CL. Finally in the Garden. App Free Since 9/18/12 - No apps until March 2013