Frequent Contributor
AvaMommy
Posts: 297
Registered: ‎08-08-2012
UPDATE!!!

So just got word Cap1 (opened in 2004) will be deleting the negative tradeline (PAID in FULL CO). However, my Orchard bank acct (PAID in FULL CO, opened 2005) is removing the lates but keeping the comment or "Paid in-full CO. Since the merger should I call HSBC and let them know what Cap1 is doing or wait till the negative TL is deleted?

Starting Score: FAKO: TU 602 EQ 550 EX 565 - 08|2012
Current Score: MyFICO: TU 633 EQ 637 EX 669 (AMEX PULL)09|2012
Goal Score: 700 across the board In my wallet: NFCU cashRewards 12000CL, NFCU LOC 10K CL, BofA cashRewards 5000CL, BofA PP 3000CL, JAREDS (AU) 1500CL, SEARS (AU) 7000CL
Under my mattress: Orchard Bank 320CL and Saks Fifth Avenue 100CL. Finally in the Garden. App Free Since 9/18/12 - No apps until March 2013
New Contributor
Aspireto850
Posts: 109
Registered: ‎08-12-2012
Re: UPDATE!!!

Congrats, that's a big win.

 

Can you PM me the contact you used for Cap 1? I have a paid CO that I'd like to get deleted?


Current: 12/6/12 708 Exp Fico
Goal Score: 740then Garden
Frequent Contributor
AvaMommy
Posts: 297
Registered: ‎08-08-2012
Re: UPDATE!!!

Check your PM...It is but now have to talk with HSBC...had the same issue with Orchard and they were NOT willing to delete the comment of "Paid in FULL" but willing to delete the lates...so with CAP1 agreeing to remove the negative TLs and the merger...maybe I can go to HSBC and ask for the removal since CAP1 is doing it....

Starting Score: FAKO: TU 602 EQ 550 EX 565 - 08|2012
Current Score: MyFICO: TU 633 EQ 637 EX 669 (AMEX PULL)09|2012
Goal Score: 700 across the board In my wallet: NFCU cashRewards 12000CL, NFCU LOC 10K CL, BofA cashRewards 5000CL, BofA PP 3000CL, JAREDS (AU) 1500CL, SEARS (AU) 7000CL
Under my mattress: Orchard Bank 320CL and Saks Fifth Avenue 100CL. Finally in the Garden. App Free Since 9/18/12 - No apps until March 2013
Member
Getbiggerscores
Posts: 6
Registered: ‎05-20-2012
Re: UPDATE!!!

Hi, could you please pm me the contat info you used for cap1 thanks.

New Member
ppiatt913
Posts: 4
Registered: ‎07-29-2012
Re: UPDATE!!!

Can I get the contact info for Cap One as well? I am trying to negotiate a PFD, but haven't gotten very far yet...thanks in advance!

Frequent Contributor
AvaMommy
Posts: 297
Registered: ‎08-08-2012
Re: UPDATE!!!

Please PM me for the Cap1 contact info

 

Thanks

Starting Score: FAKO: TU 602 EQ 550 EX 565 - 08|2012
Current Score: MyFICO: TU 633 EQ 637 EX 669 (AMEX PULL)09|2012
Goal Score: 700 across the board In my wallet: NFCU cashRewards 12000CL, NFCU LOC 10K CL, BofA cashRewards 5000CL, BofA PP 3000CL, JAREDS (AU) 1500CL, SEARS (AU) 7000CL
Under my mattress: Orchard Bank 320CL and Saks Fifth Avenue 100CL. Finally in the Garden. App Free Since 9/18/12 - No apps until March 2013
Frequent Contributor
JohnPTEX
Posts: 401
Registered: ‎02-23-2012
Re: UPDATE!!!

Did you snail mail / email / or phone your GW to Cap One?


Starting Score: TU:619 (02/24/2012) - EQ:629 (02/24/2012)
Current Score: TU:632 (06/21/2012) - EQ:672 (06/21/2012)
Goal Score: 740


Take the FICO Fitness Challenge
Frequent Contributor
AvaMommy
Posts: 297
Registered: ‎08-08-2012
Re: UPDATE!!!

Email...

Starting Score: FAKO: TU 602 EQ 550 EX 565 - 08|2012
Current Score: MyFICO: TU 633 EQ 637 EX 669 (AMEX PULL)09|2012
Goal Score: 700 across the board In my wallet: NFCU cashRewards 12000CL, NFCU LOC 10K CL, BofA cashRewards 5000CL, BofA PP 3000CL, JAREDS (AU) 1500CL, SEARS (AU) 7000CL
Under my mattress: Orchard Bank 320CL and Saks Fifth Avenue 100CL. Finally in the Garden. App Free Since 9/18/12 - No apps until March 2013