Posts: 14,062
Registered: ‎04-15-2011
Re: College Student Overwhelmed By Road To Improving Credit

Definitely pay and get your util down on the CC.  Since the student loans are in defferement, concentrate on paying the auto loan off.  That's a high percentage rate and will save you money.  After that start paying down those student loans.  You seem to have a good idea of where you are in your current finances so good luck to you!.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!