Posts: 14,051
Registered: ‎04-15-2011
Re: College Student Overwhelmed By Road To Improving Credit

Responsibility is the key.  And I found that making myself goals, small steps, helped to keep from getting overwhelmed.  Take you a piece of paper and state your goals and a sensible time frame.   I did ths and found that my real goal was trying to beat those goals which I did.  It really gives you a good view of your situation and you can see your progress which makes you want to try harder.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!