Re: College Student Overwhelme
d By Road To Improving Credit
08-26-2012 08:55 PM
Right. I think one of the reasons it has taken me so long to really address this and actually do something about it, is because I haven't really even known where to start. For example, how much should I be using to pay down debt vs how much should I be setting aside in case of unexpected expenses? I have a tendency to spend what I earn, whether that be on bills or day to day expenses. I'm also not entirely sure what a realistic timeline. Also, my debt-to-income ratio won't be improving anytime soon, so how much will that impact it?
Thank you again for the advice!