Budgeting 101 I assume would apply here.  Everyone's situation is different of course.  See if there are ways to increase your income, even if just a little bit.  Work overtime if you can, if you have stuff just laying around, can you sell it for something?   Every little bit helps  Use the snowball technique, after you pay one bill off, take what you were paying on that one and concentrate on the next one.  You'd be surprised at how fast you can pay somethings down this way.

---

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge