Posts: 12,952
Registered: ‎04-15-2011
Re: College Student Overwhelmed By Road To Improving Credit

Budgeting 101 I assume would apply here.  Everyone's situation is different of course.  See if there are ways to increase your income, even if just a little bit.  Work overtime if you can, if you have stuff just laying around, can you sell it for something?   Every little bit helps  Use the snowball technique, after you pay one bill off, take what you were paying on that one and concentrate on the next one.  You'd be surprised at how fast you can pay somethings down this way.

Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!