Now to fix wife's report
[ Edited ]08-29-2012 09:41 AM - edited 04-01-2013 05:35 AM
Well I have mine almost done now on to wife's it took me 2 years to fix all my stuff now I feel like IM starting all over again "witch I am" ugh
any help I can get would be great. I filled out what I thought was relevant but if any more info is needed I can add it. Thank you everyone for the info I have gotten so far IM hopeing I can get her stuff straight too looking to buy a house in two years so I have to start now I know I have to pay them I just want to know the best route to go about it. I've sent 2 pfd for the 100 and 52 dollar accts its going to have to be like 1 a month till there all gone but just feel a little lost starting over again.
usaa scores as of today EX 575 EQ 575 TU 579
fico 1/1/2013 ? ? 681
inq's. 2 3 5
negatives that are still left
ONLINE COLLECTIONS
Collection Department / Agency / Attorney
$531.00 SENT PAY IN FULL FOR DELETE ON 10/01/2012//////////pif 01/09/2013
8/1/2011 Orlando utility electric bill
negatives removed
judgment
2/20/2008
NATIONWIDE MUTUAL INS OFFERED 945.00 TO PAY ORIGINAL BALANCE NO INTEREST ON 10/01/2012
2760.00 bal only 1100.00 I have been paying it off monthly if not they suspend her license. Already done it twice. Shows on ex and tu
can I get this removed after its paid off? removed from TU and EX after dispute filed never on EQ yayyyyyy
APOLLO GROUP INC. Student loan charges for failing 2 classes phoenix.edu
Open Account
$1,924.00............pif 01/09/2013
7/1/2010 but just started reporting dofd 7/1/2012 updated 10/09/2012 showing on ex and eq PIF ON 1/12/2013
NORTH AMERICAN
Collection Account
$100.00 Paid 9/19/2012
5/3/2011 sent PFD aug 15 no reply yet REMOVED 9/29/2012 from TU and EQ and EX
R & R PRFSSNL RECOVERY medical bill
Collection Department / Agency / Attorney
52.00 Paid 9/19/2012
4/1/2012 sent pfd aug 15 no reply yet REMOVED 9/29/2012 from TU EX EQ
UNIVERSAL COLLECTION SV
Collection Department / Agency / Attorney
$315.00
2/1/12 paid 9/26/2012 REMOVED 9/28/2012
UNIVERSAL COLLECTION SV
Collection Department / Agency / Attorney
$315.00
10/1/2009 paid 9/26/2012 REMOVED 9/28/2012
UNIVERSAL COLLECTION SV medical bill
Collection Department / Agency / Attorney
265.00
6/1/2008 paid 9/26/2012 REMOVED 9/28/2012
UNIVERSAL COLLECTION SV medical bill
Collection Department / Agency / Attorney
265.00 paid 9/26/2012
10/1/2006 falls off next year REMOVED 9/28/2012
positive accounts
4 student loans current paid as agreed totaling 12k+
APPROVED FOR WALMART CARD $300
barclays card NFL VISA $500 AUTO CLI 03/02/13 2000 10/03/2012
victoria secret angel card $350
DISCOVER IT CARD $5500
CHASE FREEDOM $500
AU on these cards of mine
CHASE FREEDOM $1000, .
thanks again for the info
Current Score: TU WALMART FICO 664 EX FICO 708 LENDER PULL 3/10/2013 EQ FICO 692
Goal Score: 750
WALLET: CAP ONE UNSEC $2000, WALMART $500, CHASE FREEDOM $1000, CITI SIMPLICITY $1200, DISCOVER MORE $1500, BBRZ $2200
