Regular Contributor
ninjamike81
Posts: 208
Registered: ‎08-16-2012
Now to fix wife's report
[ Edited ]

Well I have mine almost done now on to wife's  it took me 2 years to fix all my stuff now I feel like IM starting all over again "witch I am" ugh

any help I can get would be great.  I filled out what I thought was relevant but if any more info is needed I can add it.  Thank you everyone for the info I have gotten so far IM hopeing I can get her stuff straight too looking to buy a house in two years so I have to start now I know I have to pay them I just want to know the best route to go about it.  I've sent 2 pfd for the 100 and 52 dollar accts its going to have to be like 1 a month till there all gone but just feel a little lost starting over again.

 

usaa scores as of today EX 575 EQ 575  TU  579

fico 1/1/2013                     ?            ?          681

inq's.                                 2           3           5

 

negatives that are still left

 

 

 

ONLINE COLLECTIONS

Collection Department / Agency / Attorney

$531.00            SENT PAY IN FULL FOR DELETE ON 10/01/2012//////////pif 01/09/2013

8/1/2011       Orlando utility electric bill

 

 

 

negatives removed

 

judgment

2/20/2008

NATIONWIDE MUTUAL INS  OFFERED 945.00 TO PAY ORIGINAL BALANCE NO INTEREST ON 10/01/2012

2760.00 bal only 1100.00 I have been paying it off monthly if not they suspend her license.  Already done it twice.  Shows on ex and tu

can I get this removed after its paid off?  removed from TU and EX after dispute filed never on EQ yayyyyyy

 

APOLLO GROUP INC.    Student loan charges for failing 2 classes phoenix.edu

Open Account

$1,924.00............pif 01/09/2013

7/1/2010  but just started reporting dofd 7/1/2012   updated 10/09/2012 showing on ex and eq PIF ON 1/12/2013

 

 

NORTH AMERICAN

Collection Account

$100.00      Paid 9/19/2012

5/3/2011    sent PFD aug 15 no reply yet  REMOVED 9/29/2012 from TU and EQ and EX

 

 

 

R & R PRFSSNL RECOVERY  medical bill

Collection Department / Agency / Attorney

52.00         Paid 9/19/2012

4/1/2012   sent pfd aug 15 no reply yet   REMOVED 9/29/2012 from TU EX EQ

 

UNIVERSAL COLLECTION SV

Collection Department / Agency / Attorney

$315.00

2/1/12   paid 9/26/2012 REMOVED 9/28/2012

 

UNIVERSAL COLLECTION SV

Collection Department / Agency / Attorney

$315.00

10/1/2009     paid 9/26/2012   REMOVED 9/28/2012

 

 

UNIVERSAL COLLECTION SV  medical bill

Collection Department / Agency / Attorney

265.00     

6/1/2008       paid 9/26/2012 REMOVED 9/28/2012

 

 

UNIVERSAL COLLECTION SV medical bill

Collection Department / Agency / Attorney

265.00             paid 9/26/2012

10/1/2006      falls off next year REMOVED 9/28/2012

 

 positive accounts

 

4 student loans current paid as agreed totaling 12k+

APPROVED FOR WALMART CARD             $300                                                         10/02/2012 auto cli 1/10/13 $800

barclays card NFL VISA                                $500  AUTO CLI  03/02/13 2000             10/03/2012

victoria secret angel card                             $350                                                         10/09/2012

DISCOVER IT CARD                                    $5500                                                         03/20/2013

CHASE FREEDOM                                        $500                                                          03/20/2013

 

 

AU on these cards of mine

 

 CHASE FREEDOM $1000, . 

 

thanks again for the info 


Starting Score: TU 583, EX 683, EQ 653
Current Score: TU DISCOVER FICO 734 EX FICO 726 LENDER PULL 3/10/2013 EQ FICO 723
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CHASE FREEDOM $1000, CITI SIMPLICITY $2600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $6000, KAWASAKI GOOD TIMES CARD $21,000