Contributor
waltini
Posts: 83
Registered: ‎06-29-2012
Re: AFNI is Making Me Nutty

Thanks for everyone's input. I will keep trying. I tried disputing with the CRA with no luck. Eventually the CA will get tired of hearing form me (hopefully).

Contributor
waltini
Posts: 83
Registered: ‎06-29-2012
Re: AFNI is Making Me Nutty

Happy Dance! Just got AFNI to delete. Thanks so much everyone.

Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: AFNI is Making Me Nutty

Way to go!!!!   Happy Dance!


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Regular Contributor
princechristian
Posts: 203
Registered: ‎07-20-2012
Re: AFNI is Making Me Nutty

How? Via email? GW? PFD?

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Contributor
waltini
Posts: 83
Registered: ‎06-29-2012
Re: AFNI is Making Me Nutty

I tried doing a PFD a few times and just kept getting the same response, "we don't accept payment for deletion." I ended up paying the OC and AFNI updated to PIF $0 balance. So, I tried to GW after that. I sent GW letters every week and faxes to every possible address and email, and fax I could get. I tried calling too, but that was unsuccessful.  Each time I would word it differently, but staying pleasant and to the point  (I figured I am asking for a favor, so I should not get too demanding).

 

Yesterday, I tried wording my GW letter a bit differently. Basically I said something along the lines of, "I am hoping to get this tradeline deleted. I realize that you do not accept payment for deletion. I never received my final bill or a dunning notice because I have not lived at the address for 2 years. As soon as I found out about this final bill, I paid the debt immediately. I am in the middle of trying to purchase a home and this negative mark is keeping me from getting my home loan. I really appreciate your help getting this matter corrected." 

 

I also cc:ed two big cheeses at AFNI with all my emails. I don't know if that helped or hurt the situation, but in 10 minutes I has a deletion letter in my hands!

Valued Contributor
annielorie
Posts: 1,207
Registered: ‎02-19-2012
Re: AFNI is Making Me Nutty

I know Im late to the party but major happy dance. Good for yOu!


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Contributor
waltini
Posts: 83
Registered: ‎06-29-2012
Re: AFNI is Making Me Nutty
Thanks! I'm still dancing :smileyhappy:
Established Member
rubberman365
Posts: 43
Registered: ‎10-13-2012
Re: AFNI is Making Me Nutty
[ Edited ]

afni is making me nutty too.: 

Have a blessed day! =)