Re: Charge off vs BK.I was stupid not paying attention!
08-29-2012 09:00 PM
OP, an IIB comment is scored as a negative. I don't know if it's more or less than a CO comment, so any guess would be just that. If the TL had not updated in a long time (years), then there's a chance of seeing a score drop once the TL changes. Something to consider. YMMV on your credit.
Yea...That's what I'm afraid of. But I just can't sit and do nothing about obvious inaccuracy in my report too.
So I called Equifax and initiated a dispute about this matter. They said it could take 30 days to investigate. Fine.
I am going to wait for the results of this dispute and see where my scores will be heading. If my Fico goes up - I'll call TU and EX , if it's goes down - I'm not touching it anymore.
Starting Score: FICO EQ-660 TU-658 07/2012
Current Score: FICO EQ-674 TU-658
Goal Score: FICO 700
USAA FAKO EX-647 EQ-635 TU-647
In my wallet as of December 2012 : Cap1-$500,Cap 1 secured-$1500. Barclaycard MC-$1300 , Merrick-$1500
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