Re: Charge off vs BK.I was stupid not paying attention!
08-29-2012 09:00 PM
OP, an IIB comment is scored as a negative. I don't know if it's more or less than a CO comment, so any guess would be just that. If the TL had not updated in a long time (years), then there's a chance of seeing a score drop once the TL changes. Something to consider. YMMV on your credit.
Yea...That's what I'm afraid of. But I just can't sit and do nothing about obvious inaccuracy in my report too.
So I called Equifax and initiated a dispute about this matter. They said it could take 30 days to investigate. Fine.
I am going to wait for the results of this dispute and see where my scores will be heading. If my Fico goes up - I'll call TU and EX , if it's goes down - I'm not touching it anymore.
Starting Score: FICO EQ-660 TU-658 07/2012
Current Score: FICO EQ-678, Walmart TU-641
Goal Score: FICO 700
In my wallet : Cap1-$1250,Barclaycard MC-$3500 , Merrick-$1500,Walmart-$250.
Take the FICO Fitness Challenge