Regular Contributor
snsforever916
Posts: 144
Registered: ‎06-28-2012
Re: How To Remove Midland Credit Management (easy!)

Tommy5746 wrote:

Tommy5746 wrote:

snsforever916 wrote:

Hmm...I've tried to BBB Midland and they have continued to fight it. How fast was the turn around? Did any of the bureaus contact you? Has Midland contacted you or put it back on your credit report? It's kinda odd that the CRA would remove their reportings from a letter from the consumer. Call me skeptical!



The turn around was about 2 weeks for Transunion.. 3 weeks for Experian and 3 weeks for Equifax... They have all remained off of my Credit Report.. None of the Bureaus contacted me other than to tell me that Midland was deleted from my report.  Remember i sent that letter to the Bureaus.. TransUnion, Equifax and Experian.. NOT to Midland.. The Bureaus can remove anything they see fit to given enough evidence it should be deleted.


Also, I should note that i sent my letter in with a copy of that particular bureaus dispute report. I filled out the dispute report and printed it out and attached my letter.


Thanks, Okay...so technically you disputed Midland. I tried that intially and all they did was verify. Midland is the worst. They will fight tooth and nail! They will be on my report until June 2015...sadly they will stay there until they fall off. They want nearly 1200 for a $300 charged off credit card. Yeah, that's never going to happen.  I am contemplating contacting Cap1(original creditor). I've tried that in the past and they wouldn't agree. Now that it's aged a bit...they just may!

 

Well, i'll try your route. I guess it couldn't hurt!

Starting Scores:
Lender Pull 7/10/2012 EQ 585 EX 617 TU 551
8/2012 MyFico EX 598 01/2013 EX 608 2/2013 EX 620 :smileysurprised:)
9/12/2012 624 (Fico Discover)
02/7/2013 660 (Fico Wally)
At least I'm heading in the right direction!!!

Goal Score:740+, home loan and Get rid of subprime cards!!!