##### What is considered a Reasonable Settlement w CA

09-04-2012 08:17 PM

I have a collection notice and it's 286.00 but truth of the matter is they include their fees plus fees from OC that I do not think I owe bc I did not my cell phone for 2 months prior to changing plans when they shut it off. What is the usual neg price I already have the PFD but need the price before I CMRR

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##### Re: What is considered a Reasonable Settlement w CA

09-04-2012 08:19 PM

It depends. What is the DOFD of the account? What is the SOL of your state. These are some things to consider when offering a settlement.

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##### Re: What is considered a Reasonable Settlement w CA

09-04-2012 08:39 PM

I'd offer $75 and see what they counter with.

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Current scores after adding $81K in CLs and 2 new cars since July 2013

EQ:809 TU 777 EX 790 Now it's just garden time!

**504**July 2013 score:

**EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013**Goal Score:

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Current scores after adding $81K in CLs and 2 new cars since July 2013

EQ:809 TU 777 EX 790 Now it's just garden time!

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##### Re: What is considered a Reasonable Settlement w CA

09-04-2012 08:54 PM

Let us know how it goes!

Starting Score:

July 2013 score:

Goal Score:

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013

EQ:809 TU 777 EX 790 Now it's just garden time!

**504**July 2013 score:

**EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013**Goal Score:

**All Scores 760+, Newest goal 800+**Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013

EQ:809 TU 777 EX 790 Now it's just garden time!

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