Regular Contributor
Posts: 144
Registered: ‎06-28-2012
Re: LVNV BBB Response
[ Edited ]

Tryingtogetthere wrote:

Here is the response I received today from LVNV regarding a BBB complaint about them reporting as a Factoring Company. Did they just sell the debt to someone else? No mention of any TL deletion.  The is due to fall of my CR's in 2/2013. Would someone buy it that close to the fall off date?


How should I respond?


Any help would be greatly appreciated!





September 6, 2012



Linda *******

408 N. Church St. Suite C

Greenville, SC 29601-2164



RE:       ****** *. ****; Case/File No. ******

Reference Number: **********


Dear Linda ******:


This letter is in response to ****** *. ***** complaint dated August 30, 2012. LVNV Funding LLC (“LVNV”) currently owns account number ending in 0019. Resurgent Capital Services L.P. (“Resurgent”) is the servicer of accounts owned by LVNV.  


After further investigation, the following account has been closed. We apologize for any inconvenience experienced regarding this account. Additionally, Mr. ***** should receive no further communication from our office regarding this account.


Acct No. xxxxxxxxxx0019          Reference No. ********             Previous Owner: Arrow Financial Services, LLC


If we do not receive additional information from you within 45 days of the date this letter is received, then we will assume this dispute is resolved.  If you have any further questions, comments or concerns, please contact Customer Service at 888-665-0374.





P. ********

Compliance Department                                     

Resurgent Capital Services L.P.

Mine also stated that they would delete and not resell. Is this debt still in SOL? If so, you should not have contacted BBB.


Oh...just re-read your post. They probably won't delete because it's so close to being off your report. Probably not a wise choice to BBB an account that will fall off in 5 months.

Starting Scores:
Lender Pull 7/10/2012 EQ 585 EX 617 TU 551
8/2012 MyFico EX 598 01/2013 EX 608 2/2013 EX 620 Smiley Surprised)
9/12/2012 624 (Fico Discover)
02/7/2013 660 (Fico Wally)
At least I'm heading in the right direction!!!

Goal Score:740+, home loan and Get rid of subprime cards!!!