Re: Collection questions
09-06-2012 08:30 PM
Well, I'm fairly new here, but from what I've read, and maybe somebody will correct me, but a CA report doesn't get "worse" over time, nor does it get better once it is paid. Once it's gone to a CA, it's at a CA and time stands still (rush fan, leave me a lone). Your/her best bet to try for a PFD. If you're willing to pay it, and it'll need to be paid before the mortgage is written, then try to get them to delete it upon receipt of payment. There has been a fair amount of success on this board, from what I've read, about PFD's.
Current: EQ 650(LP 9/12/12) TU 667 (LP 9/12/12) EX 676 (LP 9/12/12)
Goal: 620 (for VA Mortgage)
Goal Reached. Pre-qualified for VA loan, 9/12/12
My Jeep is like my wife. Cleans up nice, but a lot more fun when she's dirty.