New Contributor
Posts: 69
Registered: ‎08-28-2012
Re: Collection questions

Well, I'm fairly new here, but from what I've read, and maybe somebody will correct me, but a CA report doesn't get "worse" over time, nor does it get better once it is paid.  Once it's gone to a CA, it's at a CA and time stands still (rush fan, leave me a lone).  Your/her best bet to try for a PFD.  If you're willing to pay it, and it'll need to be paid before the mortgage is written, then try to get them to delete it upon receipt of payment.  There has been a fair amount of success on this board, from what I've read, about PFD's.


Good luck

Starting: EQ 590 (LP 8/12) TU 589 (LP 8/12) EX 612 (LP 8/12)
Current: EQ 650(LP 9/12/12) TU 667 (LP 9/12/12) EX 676 (LP 9/12/12)
Goal: 620 (for VA Mortgage)
Goal Reached. Pre-qualified for VA loan, 9/12/12

My Jeep is like my wife. Cleans up nice, but a lot more fun when she's dirty.