Midland seems to put up more of a fight.  To just drop because of this.  You can try but wouldn't hold my breath.

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Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

I'll give it a whirl - Had mine removed from EX and EQ but is still on TU. 

Thanks! I'll give it a try, it can't hurt.

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Starting Score: EQ FICO 648 - TU08 598 - EX FAKO 544 (1/2012)
Current Score: EQ FICO 698 - TU08 660 - EX FAKO 689 (1/2013)
Goal Score: All 700s by 5/2013 - All 750s by 12/2013

Take the FICO Fitness Challenge

I second that...... has ANYONE had any luck with this?!?

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Goal Score: 640 Good things come to those who wait.
Good things come to those who work their butt off and never give up.
Removals - Asset Acceptance, Receivable Solutions, LVNV Funding, Enhanced Recovery, Credit Systems Int, Discover Financial, Amchek/Amsher, Financial Adj Services, Chase, Target, AFNI, RJM, Portfolio Rec!

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novabama wrote:

I second that...... has ANYONE had any luck with this?!?

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I sent those letters when they were posted around the 1st. No reply yet. Midland is the devil.

Any updates.....

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Starting Score: 7/12 545 EX (PSECU)
Current Score: 677 EX (PSECU) / EQ 697 / TU 661
Goal Score: 750

Take the FICO Fitness Challenge

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DubbaYou wrote:

Has anyone had any luck with this?  I can't get Midland to respond to my PFDs or DVs.  I need help with them and am contemplating filing in small claims court because then they would have to answer.

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Send the letter that I posted to all bureaus that Midland is reporting to. Like I said earlier, the credit bureaus care about FACTS. It wont hurt to try and the letter should do some good... Try it, you have nothing to lose, right?

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit

Mailed my letter out and will let you know the response I get.

sending a similar version too. guess it can't hurt... will let yall know if I hear anything at all.

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Goal Score: 640 Good things come to those who wait.
Good things come to those who work their butt off and never give up.
Removals - Asset Acceptance, Receivable Solutions, LVNV Funding, Enhanced Recovery, Credit Systems Int, Discover Financial, Amchek/Amsher, Financial Adj Services, Chase, Target, AFNI, RJM, Portfolio Rec!

I sent a similar letter, we'll see if it works.

As a side note, I had a stupid paid medical collection, my copay is $50 so I paid that but apparently they billed $65 and never told me so the $15 went to collection.  I paid it, but the company wouldn't delete.  I wrote to the CRAs and asked them to verify the TL.  If the CA won't respond and verify, the CRAs will delete....TransUnion deleted today!  Since the collection is paid, it's not worth it to the CA to investigate unless they really want to stick it to you.

I simply stated that everything was in error, the date opened, balance, status, and I wanted it ALL verified.  Gone on one..waiting for the others.