Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012
700 Club!!! TU 702

‎09-15-2012 02:26 PM

Got my letter from Amex re my Delta APR and it had my TU score listed (a little pissed it didn't have EX score but I'll call the CB Team at Amex on Monday and see if I can get). I was approved for 2k limit at 17.24% (their middle tier APR interest rate). My TU score listed 702!!!!! Hurray. The five negatives I have are: 1. Serious delinquency, 2. Proportion of loan balances to loan amounts too high (student loan), 3. Time since delinquency too recent (last late in March) 4. Too few accounts currently paid as agreed (don't get this one as every account on my CR is paid as agreed; and 5. Too many inquiries (had 2 before this pull).


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
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New Contributor
mrordinary
Posts: 70
Registered: ‎03-11-2012
Re: 700 Club!!! TU 702

‎09-15-2012 04:21 PM

Woooo... Bet it feels good. I imagine that I'll hold my head a little higher when I enter the 700 club!
Starting Score: 620
Current Score: 649EQ/640EX/642TU
Goal Score: 700

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Valued Member
DrivenDoctoress
Posts: 45
Registered: ‎07-24-2012
Re: 700 Club!!! TU 702

‎09-15-2012 05:34 PM

Congratulations! I bet you feel fantastic! Can't wait to join the club with you. :-)

Starting Score: 7/24/12 EQ FICO 645, TU FICO 636, EXP (CCT) 638
Current Score: 2/6/13 EQ FICO 740, TU FICO 736 EX (CCT) 718
Goal Score: All scores over 700 by Feb. 2013

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Shogun
Posts: 7,372
Registered: ‎04-15-2011
Re: 700 Club!!! TU 702

‎09-15-2012 05:49 PM

Congrats!

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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LIGHTNIN
Posts: 3,353
Registered: ‎03-24-2008
Re: 700 Club!!! TU 702

‎09-16-2012 06:04 AM

Let's do the 700 Club Dance dancing 2.gif  Congrats to YOU!!!

FICO's Oct 2012 TU731 EQ744Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
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Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012
Re: 700 Club!!! TU 702

‎09-16-2012 08:05 AM

Thanks. I'm sure I'll not be in 700 for a month or so after new cards hit :smileywink: just went 5 for 5 with Chase Freedom approval.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
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Regular Contributor
ninjamike81
Posts: 198
Registered: ‎08-16-2012
Re: 700 Club!!! TU 702

‎09-16-2012 09:10 AM

congrats...  nice job

Starting Score: TU 583, EX 683, EQ 653
Current Score: TU WALMART FICO 664 EX FICO 708 LENDER PULL 3/10/2013 EQ FICO 692
Goal Score: 750
WALLET: CAP ONE UNSEC $2000, WALMART $500, CHASE FREEDOM $1000, CITI SIMPLICITY $1200, DISCOVER MORE $1500, BBRZ $2200
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Regular Contributor
proudnavymom
Posts: 217
Registered: ‎11-29-2008
Re: 700 Club!!! TU 702

‎09-16-2012 09:57 AM

Congratulations!!

Starting Scores TU 7/30/09 FICO 493 EQ 9/5/10 FICO 477 EX 11/14/2011 (lender pull) 575
Current Scores TU 2/28/13 FICO 607 EQ 4/25/13 FICO 617 EX?
Goal Scores 700 across the board
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