Posts: 13,784
Registered: ‎04-15-2011
Re: I seem to have hit a wall...advice perhaps?

On the VZW you are going to PIF?  Have you tried a PFD?  If that's not an option, after you pay GW the heck out of them.   The student loans, do they have interest or other fees tacked on to drag that amount up? 


Work on these and garden those good trade lines, yes time heals all wounds, let them age and then try again.  Good luck!

Starting Score: 504

July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!