Re: Experian Score so low
09-19-2012 05:35 AM
That's all well and good leaving a small balance, ill do this but why are experian messing everything up for me here... just reapplied on the prosper site and got a score of 509 wow that went up by a massive 3 points? what are they playing at here with me....
First Year on ladder Scores: April 2013
Walmart TU FICO 654
Equifax FICO 617
Experian FICO 639
Transunion FICO 654
Started with very low limits at 300 each.
one year in limits and some nice New Cards in wallet:
Amex Green Open Limit
Amex Gold Rewards Open Limit
Amex Dillards 1k
Chase Slate 3.5k
Furniture Row 1.7k
Cap 1 newcomers 750
Cap 1 Secured 450 (kept for AAoA)
Banana Republic 800
Chase Freedom 500
14.5k in first year, plus 3.5k Cap 1 Business (18k)
current UT @ 30% will all be clear this month so expecting scores to rise to 700's.
not bad for first years credit.