Posts: 14,051
Registered: ‎04-15-2011
Re: Experian Score so low

britishexpat wrote:

SHOGUN.... I also notice that you had a starting score of 504? 

Sure did.  And EX has been by far the most difficult to deal with.  They try to keep as much information from the consumer as they possibly can.  Any and all scores you get from anywhere for EX are absolute garbage unless they are vendor pulled.  I've had a difference of 157 points difference between my real FICO and their FAKO.  Get that report, things for me tended to stay on EX when they were supposed to be gone.  I had to go back and remind them of this fact.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!