Re: Charge off vs BK.I was stupid not paying attention!
09-20-2012 08:42 PM
OK. Another update. I called EQ and told them that whole idea of the dispute was to change the status of 5 accounts from CO to IIB.
They said that they are going to do another investigation. It was yesterday Sep 19. And today Sep 20 I've got a ScoreWatch alert where it says that my Fico score went to 669. And my accounts i was disputing has changed to "Included In bankruptcy". So little jump from 660 to 669 , yea !!! And I'm going to call TU and Ex with same question, and hopefully it will get me boost too.
Starting Score: FICO EQ-660 TU-658 07/2012
Current Score: FICO EQ-678, Walmart TU-641
Goal Score: FICO 700
In my wallet : Cap1-$1250,Barclaycard MC-$3500 , Merrick-$1500,Walmart-$250.
Take the FICO Fitness Challenge