Regular Contributor
ninjamike81
Posts: 208
Registered: ‎08-16-2012
Re: Now to fix wife's plz help

I've got a little money to send off for either the judgment or the 4 UNIV SVCS accounts and they said they WILL PDF if I pay a extra $50  to delete all 4 of them.  What will help her credit more. 

1) call lawyer to see if they will vacate.  Judgment was for not showing up at court but she never got served  was old address.  And the job she had delivering papers at night.  She got into accident her  "company van" and job told insurance she wasn't covered so the ins company sued her. 

2) call univ collections and have those four accounts PFD.  But...  They wont send a PFD letter.  Rep said just pay the extra $ and we will remove it in 48hrs?   I know I want it in writing.  Wife and my self have argued with them bout the letter and they will NOT send it. 


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU DISCOVER FICO 743 LENDER PULL 9/24/2014 EQ FICO 751 EXPERIAN 757
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $2600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $10,000 KAWASAKI GOOD TIMES CARD $21,000