Re: Can someone PLEASE help me understand something
09-28-2012 06:29 PM
Ok... here's how I think this ought to work. The account was never charged off, so then there would be no DOFD for the account to charge off from. The lates would have been the neg. on your account. They should have aged off individually 7 years from their respective dates and the account should have turned into a positive account and stay on for 10 years. The current status is reporting incorrectly. It should read Paid/Closed.
Starting Score: 504
Current Score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge