Mega Contributor
Posts: 19,535
Registered: ‎03-19-2007
Re: Stubborn baddies...please help!

Most furnishers of credit reporting have specific written polices against deletion of accurate information, for good reasons.

Credit reporting is there to provide other creditors an accurate view of your prior credit history.  The CRAs, in recognition of that fact, also have incorported instructions in their credit reporting manual that prior reporting is not to be deleted based on payment of a debt.


To puruse GWs via vanilla mail will usually result in a denial based on their standard policy.  Underlings dont usually grant discretionary exceptions.

Many have had success by getting the name of a management official who has authority to grant exceptions to their standard policy.