Re: New guy needs help.
10-03-2012 11:07 AM
I wouldn't try to open the GECRB cards just yet, I'd go ahead and get another secured card. That way you'd have a couple of revolving accounts that can age. Basically the inquiries will have to age off. They stay on your report for 2 years but only affect your FICO scoring for 1 year. On a side note, some of the FAKO scores factor them in for the full 2 years.
With the others, just send the GWs out. See what the first round does and form a gameplan from there. Good luck!
Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!