Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012
If only CreditSesame could be accurate! LOL!

That would be awesome! The FAKO it gives me now is 703. :smileylol:

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: If only CreditSesame could be accurate! LOL!

That would be awesome!   But you know my opinion on FAKOS.  :smileyhappy:


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012
Re: If only CreditSesame could be accurate! LOL!

LoL, yeah, I agree!! I was just thinkin' it would be super great if it were! hahah!

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: If only CreditSesame could be accurate! LOL!

Rainbows and unicorns!!!  But yes, it would be nice.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
Re: If only CreditSesame could be accurate! LOL!

just checked mine and now upped me to 723 from 712. 

 

paying 1k a month. 

 

i dont know where they are getting thier numbers from. 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
Datx
Posts: 1,051
Registered: ‎05-20-2010
Re: If only CreditSesame could be accurate! LOL!

Although CS is a FAKO score, lots of folks have reported it being very similar to what their EX FICO score really is. Im not saying it is your FICO score, just saying its not that far off.

TU: 603 – EQ: 569 – EX: N/A – May 2010

Established Contributor
traveler2005
Posts: 527
Registered: ‎08-13-2011
Re: If only CreditSesame could be accurate! LOL!

my credit sesame is 660, my experian score pulled per american express is 656 so not much difference in my case.





Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 675, Exp 653.,Eq 655
Goal Score: 700 across the board


Take the FICO Fitness Challenge
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: If only CreditSesame could be accurate! LOL!

67 points for me currently.  I don't know about you, but to me that's a pretty big deal.  They don't even list any of my CCs in their report.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Member
Jaade
Posts: 37
Registered: ‎08-30-2012
Re: If only CreditSesame could be accurate! LOL!
Mine is more than 100 points different than my lender provided score. My credit karma score is actually much closer, but still off by about 40 points.
Frequent Contributor
fuzzybean
Posts: 309
Registered: ‎04-04-2012
Re: If only CreditSesame could be accurate! LOL!

It would be nice if they were real.  But, when your score goes up (FAKO or not) you have to assume something positive happened on your credit report, right?  I woke up to two notifications from them.  Mine jumped 4 points and hubby's score jumped 9!