Posts: 14,062
Registered: ‎04-15-2011
Re: In need of a lot of help!

Hello and welcome to the forums!


You have definitely come to the right place. It is good to have a goal and strive to reach that goal.   Best thing to do now is get those SLs caught up and keep them caught up.  Garden those secured cards and keep all payments current while you clean your report.  Get those PFDs and GWs going.  Can this be done in a year?  Oh yeah, definitely.  Good Luck and welcome to the family.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!