New Contributor
Aspireto850
Posts: 109
Registered: ‎08-12-2012
2 Fed Tax Liens deleted & score dropped..**bleep**?

Finally got my two tax liens deleted off my report and I paid $20 to get a new Fico Transunion report only to see my score dropped 7 points!!!!

 

What the hell happened? Don't get me wrong, I uNderdtand having them off the report is huge in and of itself; however we're all looking for score increases when this kind of thing happens.

 

What went wrong?   HELP!


Current: 12/6/12 708 Exp Fico
Goal Score: 740then Garden
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: 2 Fed Tax Liens deleted & score dropped..**bleep**?

Lots of things could cause this.  Was it a FAKO score?  Because there's no rhyme or reason to their scores.  The good point is that's 2 major baddies you got removed!  Was that the last of the baddies on your report?


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
New Contributor
Aspireto850
Posts: 109
Registered: ‎08-12-2012
Re: 2 Fed Tax Liens deleted & score dropped..**bleep**?

it was a transunion score obtained from My Fico. I sill have some paid baddies left on my report. But seriously, a drop in score from TWO TL deletions? I so sad, disappointed, perturbed and ticked off. Just knew these would get me to the 700 mark.


Current: 12/6/12 708 Exp Fico
Goal Score: 740then Garden
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: 2 Fed Tax Liens deleted & score dropped..**bleep**?

And they will, it's just going to take a bit longer.  Keep working on the others.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!