For me my 1 of my CC's is due by the 25th but it doesn't report to credit bureau until the 2nd. For another its due on the 1st and then reports on the 8th.

What I did was just waited a few weeks to check for a pattern. Now I know I have to PIF by due date, then PIF again before the report date.

I have found that my due date is about two to three days before my new statement cut date.  As long as I pay off my balance the day before my statement date, it will show a zero balance when it reports to the credit bureaus.  Even if I can't payoff the card until the day before the statement date, I make sure to pay the minimum payment by the due date to avoid any extra fees.  With my experience, the credit cards report the last statement balance to the credit bureaus.  I assume that it will vary based on which card(s) you have. 

 

I hope that this is helpful to you.

Thanks to you both, I just looked at it it seems liek my due date is the 15th and statement date is the 18th, So I'll PIF on the 15th.

Ditto to everyone. CCs typically report the balance oyu had on the statement date and will often report that 2-3-4 days following the statement date. YMMV on the CC of course. So, if you want $0 to report, make sure it says $0 before the statement date. Sometimes you might need to push an extra payment through your bank's billpay service. Some CCs will add interest that had been accrued prior to the statement date and will only show that on the statement date when it's too late to get your CC to $0. YMMV on the CC of course.