Regular Contributor
Posts: 266
Registered: ‎09-05-2012
Do Pay For Delete's Work Better if You Give a Good Reason?

This is just a hypothetical, but if you give the collection agency a reason for requesting a delete will you be more successful?


Example: "I do not believe these debts are mine and may belong to a room mate of mine that compromised my credit. I am willing to settle this debt in exchange for deletion."


I think many collection agencies don't want to do a Pay For Delete because they don't want to break the law or appear to be doing something shady, but what if you gave them a reason to be able to get paid and at the same time, get you out of the negative reporting?


Would this make things better? Worse? Just trying to figure out tactics here before I attack my next collection.