GE/Walmart CLI and then Fico score tanks![ Edited ]
10-04-2012 08:17 PM - edited 10-04-2012 08:21 PM
Couple days ago, i was celebrating for a $5500 CLI from GE. Today, my transunion fico lost 19 point and equifax lost 15 points. Disappointment.
But its not tied to my GE increase.
I made a mistake of paying/settling an old charged off Kohls account.
had a balance of 219 and CL of 100.
i thought it was hurting my utilization (otherwise always <1%).
I pulled a new report from myfico and it shows recent delinquency
Do you guys think i might regain these points? or how soon can i recover?
i didnt want to see 640ish again.
Starting Score: 598
Current Score: Trans union fico 713 (myfico 11/1/2012), EQ fico 671, exp 666 by AMEX
Goal Score: 720 across
In my wallet: GE/walmart at $10500, 2 capital ones at $750 each, Elan financial at $400, Amex BCP-$1000, AMEX Gold Delta at $2500, Discover more at $6,000 and Chase freedom at $3000
Take the FICO Fitness Challenge